REALLY, don't let fear stop you from getting a new home (when you need to sell your current home first.) Or, another way to put it is: What are some of the most common fears
Sep 19 2016 26157 1
Dated: 09/19/2016
Views: 409
First Time Homebuyer Checklist!
Here's what you'll need:
Enough money to make monthly mortgage payments. Duh! If a mortgage payment will bust your budget, you can't get rid of your landlord yet. Use a mortgage calculator to estimate your monthly payment.
Enough income to pay property taxes and homeowner's insurance. The mortgage isn't the only cost you'll have each month. You also have to pay taxes and insurance. If you can't make those payments, say bye-bye to the house.
The ability to maintain the property. You must keep a home in good repair or it will lose value and you'll lose money. You can do the work yourself or hire it out. Either way, you can’t ignore peeling paint and windows that won’t close, like you did when you were a tenant.
A decent credit record. If you have lots of late payments, have declared bankruptcy or left old debts unpaid, it's harder to get a mortgage. And if you do get one, your bad credit record will make you pay a much higher interest rate.
Jaime Salgado
I am not an ordinary real estate agent. I am a Top Producer. That means that I work diligently to meet every client’s individual wants and needs. And, my clients like that. Why do Top producers c....
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